Updated 2026 · Honest comparison

kinako vs Bonsai — same features, very different prices

Bonsai is a solid product. kinako covers the same core workflow — invoicing, contracts, proposals, client portal — for $9/mo less, with expense tracking included and online payments at every tier.

Bonsai and kinako overlap significantly in what they do: proposals, contracts, invoicing, project tracking, and client management. The key differences are price and what's included at the base plan. Bonsai gates online Stripe payments behind its $32/mo Professional plan. kinako includes Stripe payments at $19/mo. Bonsai has no expense tracking. kinako does. And kinako has a free plan; Bonsai doesn't.

kinako.

One tool to run your entire freelance business

us

Free · Pro $19/mo or $156/yr

Free plan available

Best at

  • Price — $19/mo vs $32/mo for Bonsai to get online payments
  • Expense tracking — Bonsai has none
  • Free plan — Bonsai has no free plan

Bonsai

All-in-one freelance management platform

From $21/mo · Online payments require $32/mo plan

Best at

  • Time tracking — well-integrated with project billing
  • Proposal and contract template library — polished and plentiful
  • Slightly more established brand and community

Feature-by-feature comparison

Featurekinako.Bonsai
Starting priceFree / $19/mo$21/mo
Free plan
Online payments (Stripe) included
Pro+ only ($32/mo)
Contracts + e-signatures
Proposals
Client portal
Basic
Expense tracking
Time tracking
Revenue dashboard
Recurring invoices
AI notebook
Project + task tracking

Where kinako. wins

  • Price — $19/mo vs $32/mo for Bonsai to get online payments
  • Expense tracking — Bonsai has none
  • Free plan — Bonsai has no free plan
  • Online Stripe payments at every paid tier
  • Revenue dashboard with 12-month trend and income breakdown

Where it falls short

  • Time tracking — Bonsai's time tracker is better developed
  • Proposal template library — Bonsai has more polish here
  • Longer track record as an established product
  • No native time-to-invoice billing flow

Where Bonsai wins

  • Time tracking — well-integrated with project billing
  • Proposal and contract template library — polished and plentiful
  • Slightly more established brand and community
  • Clean, modern UI that's easy to use
  • Available internationally

Where it falls short

  • Price — $32/mo for online payments; kinako is $19/mo
  • No expense tracking at any tier
  • No free plan
  • Starter plan is limiting for the $21/mo price
  • Online payments gated to Professional plan

Which should you choose?

If Time tracking is core to how you bill clients → use Bonsai

Bonsai's time tracker is more developed and tightly linked to invoicing.

If You need online Stripe payments at the lowest price → use kinako.

kinako includes Stripe at $19/mo. Bonsai requires the $32/mo plan.

If You need expense tracking → use kinako.

Bonsai has no expense tracking at any tier.

If You want a free plan to try before committing → use kinako.

kinako has a free tier. Bonsai does not.

If You want the most polished proposal template library → use Bonsai

Bonsai's proposal templates are more refined than kinako's current offering.

Overall verdict

kinako delivers more than Bonsai for less — invoicing, contracts, expense tracking, time tracking, and a full client portal for $19/mo, vs. Bonsai's $21–32/mo with key features gated.

Everything Bonsai does — plus expense tracking — for $19/mo

kinako includes Stripe payments, expense tracking, and a full client portal at every paid tier. Free plan to start.

Try kinako free

Free plan · No credit card required

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